This is a guide to assist you to calculate an accurate sum insured for your household goods. This list contains the usual items in each room of your home and you need to estimate the replacement value for each item. If unsure of the replacement values we recommend you seek advice from a professional valuer.

When you add to this the value of carpets, curtains, blinds and your valuables you can use this as the value/or sum insured of your contents for your home contents insurance.

IMPORTANT: Your goods are insured for replacement value and the sum insured must represent the full replacement value.

Please also note that our Home Removals Insurance covers transits within Australia only.

Calculate Total Replacement Value of Your Goods

Your
Replacement
Value
LOUNGE ROOM $
Lounge suite
Stereo equipment
Occasional tables
Lamps
Piano/Organ
Books
CD's,Records,Cassettes
Cushions
Rugs
Other
 
DINING ROOM $
Dining suite
Crystal cabinet
Buffet
Glassware
Dinner set
Cutlery service
Liquor
Cushions
Other
 
KITCHEN/FAMILY ROOM $
Kitchen tables & chairs
Refrigerator
Freezer
Dishwasher (mobile)
Heaters (portable)
Toaster, jug etc
Television
Electrical goods
Video
Chairs
Sewing Machine
Home Computer
Crockery
Cutlery
Plastic and glassware
Pots & pans
Food
Sundry utensils
Tapes
Rugs
Games/toys
Sports/hobbies equipment
Musical instruments
Other
 
BATHROOM/LAUNDRY $
Washing machine
Tumble dryer
Iron & board
Hairdryer, shaver etc
Mops & brooms etc
Cleaning utensils
Cleanser, soaps etc
Toiletries
Linen
Medicine cabinet & contents
Other
 
MASTER BEDROOM $
Bed mattress
Dressing table
Bedside lamps
Quilts, bedspreads etc
Rugs
Clothing
Other
 
BEDROOM 2 $
Bed, mattress
Dressing table
Quilts, bedspreads etc
Clothing
Other
 
BEDROOM 3 $
Bed, mattress
Dressing table
Quilts, bedspreads etc
Clothing
Other
 
STUDY/BEDROOM 4 $
Desk, chair
Lamp
Bookcase
Chairs
Books
Bed, mattress
Quilts, bedspreads etc
Other
 
HALLWAY/STAIRCASE $
Hallstand
Lamps
Telephone table
Rugs
Other
 
GENERAL/GARAGE/SHED $
Power tools
Tools - non powered
Lawn Mowers
Bicycles
Garden Tools
Ladder
Suitcases
Garden Furniture
Other